Last Thursday, I had breakfast with Matthew Goldman, the CEO of Wallaby Financial. Wallaby is a promising start-up company with two related products: the Wallaby mobile app, which identifies the most rewarding credit card in your wallet for a given … [Continue reading]
Off Topic: The Dumbest Advertisement I’ve Ever Seen. Ever.
I’ve decided to test out a new column here at PotD called “Off Topic.” Off Topic posts, as you might’ve surmised, will have nothing to do with personal finance or intelligent consumerism. If you’re not interested in this type of content, skip the … [Continue reading]
How To Obtain Your Credit Score For Free (No Credit Card Or Trial Period Required)
Most people know that they are entitled to receive their free credit report from each credit reporting agency once per year, but trying to obtain your credit score for free can be a nightmare. It can be done, but it usually requires you to provide … [Continue reading]
The Incredibly Useful But Relatively Unknown Chase Reconsideration Line
Chase offers some of the best credit cards on the market (for actual use and for scoring big signup bonuses). I have several of them, and quite a bit of outstanding credit with Chase, so it is hardly surprising that I am no longer instantly approved … [Continue reading]
Keeping Track Of Your Points And Miles
To use points and miles effectively, it’s critical to be aware of how many points or miles of a given variety you actually have. Fortunately, there are several great services that can help consumers keep track of their various loyalty programs and … [Continue reading]
The Mistake On American Express’s Website That Just Netted Me 7,500 Membership Rewards Points
In a prior post, I discussed the possibility of downgrading my American Express Premier Rewards Gold card to a no-annual-fee Blue card right before the Gold card's $175 annual fee -- which was waived for the first year -- hits my account. Yesterday, … [Continue reading]
Business Credit Cards, Part 3 of 3: What Are The Best Business Credit Cards?
Business credit cards offer some of the most enticing points-earning schemes and signup bonuses, but most people know very little about these cards or whether they qualify for one. Part I of this three-part series examined the eligibility … [Continue reading]
TurboTax Rates Increase Tomorrow! (And Why You Shouldn’t Be Concerned)
A couple of weeks ago, I wrote about how futile it was to try find discounts on TurboTax. But that will no longer be true as of tomorrow, because the TurboTax "promotional" period ends today and rates will be increasing to the crossed-out rates … [Continue reading]
How to Use British Airways Avios To Generate Huge Savings On American Airlines Flights
If a round-trip flight from New York to Montreal for 9,000 miles – or from New York to Miami for 15,000 miles – seems too good to be true, you should familiarize yourself with British Airways “avios” (British for “miles”?). These redemption rates … [Continue reading]